Our People

Leeds 44 (0) 113 242 3130

John Cockshutt – Director


John joined W Denis in March 2010. He started his working life in credit insurance at ECGD, and took on his first broking role at Willis, becoming manager of their Leeds branch. In 2002 he helped to found the credit division of what became TL Risk Solutions and was business director on leaving in 2010, following the Towergate acquisition. John has in excess of 25 years’ experience in credit insurance, and is a member of both the Institute of Export and the Institute of Credit Management.

Kath Sherburn


Kath is a founder member of W Denis Credit and, like John, is ex ECGD, both having originally worked together in the same office of ECGD/NCM. Kath worked for Sedgwick’s/Marsh for 4 years prior to joining W Denis. She has a wealth of experience but would rather not say how much! Kath’s role is to help support our clients and she is largely office based.

Katherine Kirkham


Katherinee joined us in 2018,with extensive experience in the Insurance industry. Part CII qualified, she is based in our Leeds office providing support to clients, when not out running on the fells. 

Jacky Fellows


Jacky joined us in early 2019, and has 16 years experience of helping clients with their credit insurance needs. From her days in the Navy, she brings a much needed sense of disipline to the Leeds team!

Sarah Beadle


Sarah has over 12 years’ experience in the credit insurance industry, in a variety of roles, and has dealt with a wide range of sectors including construction, retail, and recruitment. Sarah looks after a portfolio of clients in the North of England and has built up excellent working relationships with the Insurers.

London 44 (0) 203 713 3983

Derek Barnett – Director


Originally from a credit management background, Derek is very experienced in risk analysis and is a specialist in the timber industry. With extensive experience as both a credit insurance underwriter and also as a broker, Derek has worked for both leading broking houses and insurers over a long career. Derek also co-founded Coastal Credit Insurance in 2009 which was acquired by W Denis in December 2013, when he joined the London team.

Julie Jackson


Julie started with W Denis in 2011. Julie graduated with a degree in French and worked as a risk analyst and in credit management, before joining RSA and then Zurich as a senior underwriter. Her role within WDCR is to manage a portfolio of clients.

Nicola Gallamore


Nicola joined W. Denis Credit Risks Ltd in August 2005, having graduated with a French degree from Hull University in 2000.  She started work as a graduate trainee at Independent Insurance before joining Marsh Trade Credit, where she worked for four years. Nicola is also a Chartered Insurance Broker, and Associate member of the Chartered Insurance Institute (ACII). Nicola’s main role is to manage the existing Southern based client accounts, in addition to which she continues to actively develop her own client portfolio.

Richard Jacobs


Richard joined us in September 2016. he brings over 30 years experience of credit insurance, having started as a trainee underwriter at what is now Euler Hermes, and subsequently with a number of brokers including Sedgwick and Marsh. he has considerable experience and knowledge of receivables finance, but also construction, food, commodity trades, retail and vehicle manufacture. He looks after a portfolio of clients.

Michael Fradgley


Michael joined us in January 2018, and brings extensive experience across all trade sectors, having spent the last 7 years in the credit insurance industry with both Euler Hermes and Atradius. Prior to this Michael was at Dun and Bradstreet, and in total has over 12 years in the credit industry. Michael is primarily responsible for new business in the South of England,



Tamworth 44 (0) 1827 62970

Richard Murray


Richard joined W Denis in February 2011 having previously worked in the credit insurance industry for 11 years, both at a leading insurer and a major multinational bank. Richard looks after our clients in the Midlands and the South West, and is actively involved in further developing our book of business from the South West to the North West of the UK.

W Denis Group Companies

W Denis Holdings Plc
W Denis Insurance Brokers Plc
W Denis Insurance Direct Ltd
W Denis Credit Risks Ltd
Zodiac Finance Ltd